The
best credit card site on the web - get a uk credit card or credit
cards? Look here for Visa, MasterCard, gold, platinum, credit card
applications online. Low interest credit cards, it can't be
simpler just click on your choice and go direct to their site
apply online now
Credit Cards offering deals If you're looking for a
credit card, your first stop is the customer agent Credit
Card Comparison Centre. We've got all the information you
need to compare credit cards and find top deals on the best
credit cards Just click on a provider to apply now. Stay on
top of your finances
Prepay
Credit cards Before you apply for a credit card it is advisable to
check your credit record
CreditExpert
Credit Check, Credit Score and Free Credit Report from
Experian UK Check your credit report and score from
Experian UK. Our free credit check provides your credit
history and rating online. How Credit Expert works You should know as much about yourself as any
financial institution does. Credit Expert shows you what
a lender sees. Every time you apply for credit or a
loan, that request is recorded. Multiple requests on
your credit history can look as if you are
over-extending yourself or a fraud is being committed.
If you are looking for a good credit deal or mortgage,
CreditExpert allows you to check your report to ensure
that it accurately reflects your position. CreditExpert
allows you to check your credit report online and as
often as you want.
BREAD Card
The BreadFX EURO Prepaid MasterCard
Is a new way to take Euros abroad. We offer fantastic
exchange rates which often beat many bureaux de change
by up to 10%. Our Euro cards are accepted wherever you
see MasterCard - over 30m locations worldwide. You can
load your BreadFX card 24/7 using your UK debit card by
SMS or online safe in the knowledge that you are getting
a fantastic exchange rate. Cards have Chip and PIN
making transactions more secure and convenient than
carrying cash. Anyone traveling to the Euro Zone should
have a BreadFX card - no surprises when you get back
from holiday to find lists of charges from your bank or
credit card company.
Optimum
The cashplus prepaid gold MasterCard is the only prepaid
card to come with purchase protection (as at 8th Dec
08), and even better this comes at no extra cost. Use
your cashplus prepaid gold MasterCard to pay for
products and services in full and, if goods or services
fail to arrive, you may be entitled to a refund of the
money you have spent on them using your card. To help
with budgeting If you have ever had any concerns about
overspending or splashing out, cash plus may be the
answer. You can control your budget, as you pay for what
you top up onto your account
BREAD Card
Bread Prepaid Card - The best thing since sliced bread With
a Bread Prepaid Maestro Card you can enjoy all the benefits
of a Maestro Card with no credit check, no interest payments
and no surprises. Your Bread Prepaid Maestro Card makes it
easy to pay for whatever you want. Use it for everyday
purchases wherever the Maestro symbol is displayed. Top up
your mobile phone, buy groceries & petrol, shop safely
and securely on the internet, pay for ebay goods, make
flight reservations, book hotel rooms, overseas transactions
with our exclusive 0% foreign exchange fee The BREAD Card is
a Prepaid MaestroŽ card. It's NOT a credit card - so you can
only spend what you load. It works in the same way as a
pay-as-you-go mobile: you top it up with cash. The BREAD
Card is safer than carrying cash and you can use it to shop
online, in store or over the phone. And... It's easy to get
one! NO BANK ACCOUNT? POOR CREDIT HISTORY? NO PROBLEM!
Apply for a Interest Free Credit Card - Balance Transfer -
Low Interest and Rate Credit Card Virgin.com
This is a
new kind of credit card - offering a
great standard rate for your everyday
spending and an even lower rate for the
bigger things you occasionally buy.
On the one hand it’s a great value
credit card…
0%
p.a. on purchases for six months
0%
p.a. on balance transfers
Free purchase protection
Optional payment protection
A
choice of three cards to meet
everyone’s needs
No
annual fee
Competitive standard rate of 14.9%
APR typical (variable)
The GM Platinum Card.
Apply today and get 0% per annum fixed for five months from
account opening on purchases and balance transfers, 14.9%
APR
(variable).
Click here for details and apply now
Save money on household bills,
Compare gas and
electricity tariffs online moneysupermarket.com
Compare gas and
electricity suppliers and deals online with
moneysupermarket.com and subscribe to the best tariff for
your needs…
American Express
Platinum Card from
American Express
Almost everything you put on the Card –
shopping, petrol, holidays and even monthly direct debits –
will earn Money Back
Apply now for Blue from American Express Blue offers a
balance transfer rate of 2.9% p.a. on all balances
transferred within the first six months of being a card
member.
Vanquis Bank Ltd
products serve customers ranging from those who have had
credit problems in the past to those completely new to
credit, are self-employed or have a low income. Their aim is
to provide a range of credit cards that give them the
options they deserve. Vanquis Bank is a responsible lender
and they provide their customers with support, and put in
place credit limits that assist in controlling their
spending. They do this by being transparent about their
products and pricing, and providing high levels of customer
service. In today’s world credit cards are often the most
secure and convenient way of paying. But the reality is that
many people cannot get the credit card they want or believe
they deserve. At Vanquis they think that more people should
have the chance to have a credit card if they want one. That
includes you if your circumstances have recently changed,
you’ve got little or no credit history, have had credit
problems in the past, or just have a lower than average
income. Some people come to them to repair bad credit it’s
possible to repair credit ratings by showing that you can
manage a credit card responsibly over time. Of course you
can only repair bad credit if you can get accepted for a new
credit card and that’s where Vanquis can come in.
Please read information below
Untitled Document
Are you on a credit
blacklist?
The simple answer is no, you're not. There is no such thing as a
blacklist. Credit reference agencies only display factual information about
people, most of which is provided by lenders.
They do not offer opinions about your creditworthiness (that is, whether
you are likely repay credit). Companies make their lending decisions using
credit scoring based on information held by credit reference agencies,
additional information you may have provided, plus their own internal
processes. The information credit reference agencies hold shows that most
people are actually good payers and make repayments on time.
What is credit scoring?
Credit scoring is a technique used by companies to help them assess the
risk involved in lending someone money - it involves building a score based
upon the details provided by you on the application form and the information
held on your credit report. It may be that the information you supplied on
your application form meant that you did not fit the lender's 'customer
profile' and that the information held by a credit reference agency did not
affect the decision. Different companies take different information into
account and therefore your application may be accepted by one company but
declined by another.
If you are declined credit the lender should tell you the main reason for
this - whether their decision was based upon a credit score, information
held on your credit file or on their own specific policy. If the decision
was based upon your credit report, the lender should tell you the name and
address of the credit reference agency they used.
Always check your credit report!
It always makes sense to obtain a copy of your credit report either before
you make an application or if you are declined credit as a result of the
information held by a credit reference agency. Your credit report will
include all the information that any company you apply to may see and should
help you to establish why your application to them was declined. It will not
state the reason you have been declined because only the company you applied
to will know this.
Do not make repeated applications for credit once you have been declined.
Each application you make is likely to result in a search of your credit
report. These searches will be registered and could affect future
applications. Establish why your application was declined before making
further applications.
To view your personal credit information that lenders are currently basing
their credit decisions on, apply online for a credit report from Experian,
the UK’s largest credit reference agency, now.
You will also receive a 30-day free trial to the CreditExpert Monitoring
Service from Experian.
Our aim is to
provide a directory of UK Credit Cards so you can compare
credit cards and find the best credit cards available If you
do have a bad credit history don't let that stop you apply
online now you have nothing to lose.
www.CustomerAgent.co.uk
- Credit Cards - Visa Credit Cards, MasterCard Credit Cards, Discover
Credit Cards
If you have a bad credit history - apply online you have nothing to lose
