uk shopsThe best credit card site on the web - get a uk credit card or credit cards? Look here for Visa, Mastercard, gold, platinum, credit card applications online. Low interest credit cards,  it can't be simpler just click on your choice and go direct to their site  apply online now

 

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If you're looking for a credit card, your first stop is the customer agent Credit Card Comparison Centre. We've got all the information you need to compare credit cards and find top deals on the best credit cards Just click on a provider to apply now

 

None of us are perfect. But we think you should be rewarded for trying.

Let's face it. With the best will in the world, it may not be always feasible to settle your credit card bill in full every month. But if you could pay some of it back, wouldn't it be nice to have your efforts appreciated? Barclaycard Platinum Credit Card
0% interest on balance transfers for 14 months from account opening (2.5% handling fee applies) 0% interest on purchases for 3 months from opening your account 14.9% APR Typical (variable) Fantastic range of benefits

Barclay Card click here to apply


BREAD Card Bread Prepaid Card - The best thing since sliced bread With a Bread Prepaid Maestro Card you can enjoy all the benefits of a Maestro Card with no credit check, no interest payments and no surprises. Your Bread Prepaid Maestro Card makes it easy to pay for whatever you want. Use it for everyday purchases wherever the Maestro symbol is displayed. Top up your mobile phone, buy groceries & petrol, shop safely and securely on the  internet, pay for ebay goods, make flight reservations, book hotel rooms, overseas transactions with our exclusive 0% foreign exchange fee The BREAD Card is a Prepaid MaestroŽ card. It's NOT a credit card - so you can only spend what you load. It works in the same way as a pay-as-you-go mobile: you top it up with cash. The BREAD Card is safer than carrying cash and you can use it to shop online, in store or over the phone. And... It's easy to get one! NO BANK ACCOUNT? POOR CREDIT HISTORY? NO PROBLEM!



Apply for a Interest Free Credit Card - Balance Transfer - Low Interest and Rate Credit Card Virgin.com


 

The 2in1 credit card through the Post Office TM – is one card, two uses. click here to apply today

This is a new kind of credit card - offering a great standard rate for your everyday spending and an even lower rate for the bigger things you occasionally buy.
On the one hand it’s a great value credit card…
  • 0% p.a. on purchases for six months
  • 0% p.a. on balance transfers
  • Free purchase protection
  • Optional payment protection
  • A choice of three cards to meet everyone’s needs
  • No annual fee
  • Competitive standard rate of 14.9% APR typical (variable)

The GM Platinum Card. Apply today and get 0% per annum fixed for five months from account opening on purchases and balance transfers, 14.9% APR (variable). Click here for details and apply now

uSwitch.com Search, switch & save on all your home services and financial products Save money on household bills, credit cards & personal loans. Search, switch and save with u Switch, a free, impartial comparison service Click here

Click here to apply for your Accucard Accucard is a new unique online credit card. It's designed to allow there customers the exact features they want- not the ones we decide they should have

American Express Platinum Card from American Express Almost everything you put on the Card – shopping, petrol, holidays and even monthly direct debits – will earn Money Back Apply now for Blue from American Express Blue offers a balance transfer rate of 2.9% p.a. on all balances transferred within the first six months of being a card memeber.

Click here to apply for your Accucard credit card specialist offering a unique MasterCard credit card in the UK


Please read information below Untitled Document
Are you on a credit blacklist?

The simple answer is no, you're not. There is no such thing as a blacklist. Credit reference agencies only display factual information about people, most of which is provided by lenders.

They do not offer opinions about your creditworthiness (that is, whether you are likely repay credit). Companies make their lending decisions using credit scoring based on information held by credit reference agencies, additional information you may have provided, plus their own internal processes. The information credit reference agencies hold shows that most people are actually good payers and make repayments on time.

What is credit scoring?

Credit scoring is a technique used by companies to help them assess the risk involved in lending someone money - it involves building a score based upon the details provided by you on the application form and the information held on your credit report. It may be that the information you supplied on your application form meant that you did not fit the lender's 'customer profile' and that the information held by a credit reference agency did not affect the decision. Different companies take different information into account and therefore your application may be accepted by one company but declined by another.

If you are declined credit the lender should tell you the main reason for this - whether their decision was based upon a credit score, information held on your credit file or on their own specific policy. If the decision was based upon your credit report, the lender should tell you the name and address of the credit reference agency they used.

Always check your credit report!
It always makes sense to obtain a copy of your credit report either before you make an application or if you are declined credit as a result of the information held by a credit reference agency. Your credit report will include all the information that any company you apply to may see and should help you to establish why your application to them was declined. It will not state the reason you have been declined because only the company you applied to will know this.

Do not make repeated applications for credit once you have been declined. Each application you make is likely to result in a search of your credit report. These searches will be registered and could affect future applications. Establish why your application was declined before making further applications.

To view your personal credit information that lenders are currently basing their credit decisions on, apply online for a credit report from Experian, the UK’s largest credit reference agency, now.

You will also receive a 30-day free trial to the CreditExpert Monitoring Service from Experian.

Click here for a free 30-day trial and a free copy of your credit report

Our aim is to provide a directory of UK Credit Cards so you can compare credit cards and find the best credit cards available If you do have a bad credit history don't let that stop you apply online now you have nothing to lose.

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